“There’s an app for that” works great when we are talking about expense trackers, but I think it more or less comes down to you, the user. You have to take the initiative to not just install the app but use it regularly, every single day. With that, dive right in and take a look at best expense tracker apps for iPhone and iPad that will help you track and manage your expenses.
App Store Expense Monitor for Mac Free WetFish Software Mac OS X 10.5 Intel/PPC/.6 Intel, Mac OS X 10.6/Intel Version 1.2.3 Full Specs Average User Rating. Mint is one of the oldest and best-known budgeting apps. Owned by Intuit, the same company that makes Quickbooks and TurboTax, Mint offers an array of features to help you track and manage your money from a giant list of banks, credit card issuers, brokerages, lenders, and other financial institutions.
#1. Hurdlr Expense Tracker iPhone and iPad App
Hurdlr is one of the best expense tracker app for small business owners, freelancers, and independent contractors who want to maximize their tax deductions but don’t have a lot of time.
The app makes this completely automatic by linking with 10,000 banks and integrations, so there’s no need for you to waste time organizing receipts. Better yet, the app uses artificial intelligence to quickly learn which expenses are business and personal, suggesting automated rules to completely personalize tracking based on your behavior.
Even a machine learning feature called Deduction Finder that highlights potential business expenses you can deduct. Spreadsheet reports can be emailed from the app directly to your accountant, and Hurdlr even integrates with popular tax filing software to make tax time a breeze.
Hurdlr says that by leveraging these time-saving expense tracking features, the average user saves around $5,600 a year.
Compatibility: iPhone, iPad, and iPod Touch
Price: Free (Premium is $5/month, paid annually)
Download
#2. XpenseTracker App for iPhone and iPad
XpenseTracker is exactly what you would want to record your expenses and track them with the utmost convenience. It features completely customizable categories, sub-categories, and payment types to make your job of recording expenses a lot easier. Depending on your need, you can sort expenses by date, category, payment type, or client.
To simplify your data entry, it remembers the last payment type of each category. It also offers a perfect solution to track mileage. Simply enter the start/stop addresses and let the app track your distances with the use of GPS. XpenseTracker supports all the major currencies.
Compatibility: iPhone, iPad, and iPod Touch
Price: $4.99
Download
#3. Spendee Expense Tracker iOS App
Who doesn’t love a colorful representation of what they’ve spent? This excellent app is perfect for everyone who wants to track their expenses in a beautiful interface.
The usability and functionality are as much important as the interface is. It shows eye-catching infographics for incomes and expenses that make it a lot easier to glance through how you are spending your money. With support for multiple currencies, it’s convenient for travelers.
Even better, Spendee also allows you to make a custom wallet for special occasions so that you are able to keep a tab on the expenses without any hassle.
Compatibility: iPhone, iPad, iPod Touch, and Apple Watch
Price: Free
Download
#4. Wally Next Expense Tracker App for iOS
Wally allows you to link all your bank accounts and track expenses automatically. It enables you to learn from your spendings that you make across various categories like Food, Transportation, Entertainment, etc. You can also set flexible budget periods that suit your goals. And what’s even better is that Wally allows you to set a budget for each category.
Apart from having a friendly, clean interface, the app enables you to scan, upload and attach your receipts, make shopping lists to plan your spending, set reminders for payments, and even start groups with family and friends. Wally has been around since 2013, and over a million people use this app. It has earned several accolades that you can read in the description on the App Store. Since the app is free to download, I would strongly recommend that you try this.
Compatibility: iPhone, iPad, and iPod Touch
Price: Free (Unlimited Teams: $9.99)
Download
#5. Pocket Expense 6 iPhone and iPad App
A finance software that you can carry in your pocket is pretty incredible. Pocket Expense 6 helps you track and also understand your finance. The app is clean and straightforward. You will have to sign in to use this tool. Nifty additions like calendar, Chart, etc. turn this into a useful app.
It supports multiple accounts and account types. It also provides you with daily, weekly, monthly, yearly, and overall statistics. The app also supports various budgets and presents these to you through charts.
Apart from many other features, it also has a night mode, password protection, complete world currency list, and backup and restores for all your data over WiFi.
Compatibility: iPhone, iPad, and iPod Touch
Price: Free (Premium Lifetime: $19.99)
Download
#6. Money Lover: Expense Tracker App for iPhone and iPad
After you set up the app, it asks for your goals that you would like to achieve. Goals include track my own spending, track spending with another person, budget my spending, track my savings, etc. Adding new expenses is easy and quick. I have started using this app, and I like it. The app also offers to send you a daily reminder at the time set by you. This builds a habit of adding transactions every day. It is super helpful.
With easy-to-read reports such as total expense, total income, spending by each category, or pending bills, Money Lover helps you understand where your money comes from and where it goes. Additionally, you may also connect your bank accounts and see all bank reports in one place. Apart from a ton of features, the app encrypts your data with bank-level security.
Compatibility: iPhone, iPad, and iPod Touch
Price: Free (Money Love Plus $4.99)
Download
#7. Next for iPhone Expense Tracker App
As for making expense tracking a more simplified experience, “Next for iPhone” is second to none. It has an interface driven by workflow: tap the category from large square icons, enter an amount and confirm it, and you are done!
Multiple screens that can be accessed via swipe show your expenses and stats. You can sync your entire data with iCloud to not only keep it securely but also access it from any of your devices. Besides, you will be able to export your data to an Excel or Numbers file.
“Next” is the most minimal of expense trackers we’ve seen in the App Store.
Compatibility: iPhone, iPad, and iPod Touch
Price: $3.99
Download
#8. Visual Budget Expense Tracker iOS App
If you are not a stickler for minimal design and would trade that for a full-fledged free expense tracker that brings a ton of features, Visual Budget would be a good choice. To get started, all you have to do is just add your expenses and income and let the app help you track your spending.
You can also customize the app to suit your needs better. For instance, you will be able to add categories and sub-categories to ensure everything is monitored perfectly.
Visual Budget displays overview tools to let you visualize the breakdown of your transactions. The multiple graphs and charts provide you the right perspective of your money spending.
Compatibility: iPhone, iPad, and iPod Touch
Price: Free ($8.99 for full version)
Download
Expense Apps For Mac Computers
#9. Money Control Expense Tracker App for iOS
There are some iPhone apps that are so promising that you just can’t stay apart. Money Control is one of those apps. The exciting feature of syncing it with Dropbox keeps all your data safe, secure, and easily accessible only by you. A separate in-app purchase saves you from the ocean of receipts, just click a picture of your entries and add it.
All your data is safe and secure in your own hands as no data is sent to the app server. You can manage different accounts and transfers. Keep track of all your income or expense at your fingertips. All recurring payments are created automatically. The data is always there with the automated internal backups and lots more besides.
Compatibility: iPhone, iPad, iPod Touch, and Apple Watch
Price: Free
Download
#10. HomeBudget iPhone and iPad Expense Tracker App
Managing money and saving is not just a man’s domain. All the ladies working for their families day and night are the best money managers. Here is an app to provide them a helping hand (even the men will love it). HomeBudget is one of the finest expense trackers for iOS.
You can make the payment on bills either as an expense or as a transfer or view calendar and bill list. There are bill reminders you can set as per the last dates.
Create expenses entries by month or category date. You can Attach photo images of receipts or even resize them. Multiple currencies and automatic exchange rate conversion help you manage your foreign funds. Set a budget and track expenses while categorizing your budget in needed categories. Classify them into fixed, variable, and discretionary.
Compatibility: iPhone, iPad, and iPod Touch
Price: Free
Download
#11. Money Keeper Expense Tracker App for iPhone and iPad
After you register for this powerfully free app, it asks for the amount you have as cash. Now, after you fill in an expense (which is incredibly easy and quick), the expenditure will be deducted from the available balance. After every payment that you add, the balance will come down.
All your expenses and income are also shown in simple, colorful bar graphs and pie charts. Even the free version of this app does not limit the number of transactions and accounts you can create. You may also use this straightforward app to manage your debts and loans, build your financial statement, or forecast your future finance. I think you should give this one a go.
Compatibility: iPhone, iPad, and iPod Touch
Price: Free (Premium Yearly $3.99)
Download
That’s all!
What’s your favorite personal finance assistant?
I’m sure these expense trackers can make a vital difference in the way you keep a tab on your expenses. What I like about them all is the simplicity and ability to make the intriguing task of tracking spending so straightforward.
Which one of these apps has won the maximum vote from you? Is any of your favorite app not included in this list?
Catch up with these posts as well:
Jignesh Padhiyar is the co-founder of iGeeksBlog.com who has a keen eye for news, rumors and all the unusual stuff that happens around Apple products. During his tight schedule, Jignesh finds some moments of respite to share side-splitting contents on social media.
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Budget planning is essential if you want to get your expenses under control and free your mind for other things. You probably already know that, but the hardest part is the implementation.
To get started, we recommend you a few expense trackers apps for your iPhone/iPad that will serve you tracking and managing your expenses. Many of them are so easy to use that eventually you will not even realize you’re using them. They will help you plan ahead, avoid costs and complications of missed payments, and see where you are spending money needlessly.
List of 10 Best Expense Tracking and Budget apps for iPhone and iPad
1. XpenseTracker
The XpenseTracker App allows you to manage your expenses for personal or business use efficiently. It has customizable categories/sub-categories and payment modes to ease your job. You can sort as you like depending on your need according to payment type, category, client or expenses by date.
XpenseTracker is excellent at tracking your expenses as it also tracks your mileage as well, so when the tax time comes along, reporting your mileage is easy too. The app also records last payment type for all categories, and it also supports all major currencies.
Price: $4.99
2. Spendee
Spendee is another application similar to the above, trying to stand out from the rest by showing a detailed interface that is also easy to understand. This app shows your income and expenses in different colours depending on your type, sets objectives to save the amount, and includes social and location functions to add even more information to the records of your movements.
Spendee app offers the superior support of multiple currencies, PIN protection, account syncing, listing of receipts and even a custom wallet for special events to track all your expenses.
Price: Free
3. Pocket Expense Lite – Personal Finance Assistant
This is an excellent expense tracker app to organize personal finances for free exclusively for iOS. This app design makes it one of the most compelling applications for Apple users. It allows to organize your expenses by categories, and sends daily, weekly, monthly or annual summaries offering a quick interpretation of the expenses.
You can protect your account with a password and set customized reminders for tracking your bills and pay securely through the app. It also supports multiple payments for a single bill.
Price: Free
4. DB Classic
With this free expense app, iOS users will be able to organise their daily expenses. Based on the Phone calendar, it allows you to enter an initial budget; As the daily expenses are recorded, the money is deducted. The budget app mentioned here is the offline-only version of DollarBird for iPhone, the same app for daily expense tracking for iPhone user. If you need the new cloud-base version, search “DollarBird” in the App Store instead. Both of them have high ratings from their users.
To be even more organised, this app offers you the possibility of creating different labels (Food, Debt, Rent, Leisure, etc.), so that at the end of the month you will have a more precise analysis of what you spent money on.
Price: Free
5. Live Expenses
Live Expenses helps to optimise control overall expenses that are generated every day. One of its primary features is to use both personally and professionally, as it allows you to attach images that justify how each of your expenses was generated.
The application is very intuitive and allows you to register your expenses quickly by adding categories. Afterwards these will be shown in graphics, and the app will also allow you to schedule periodic reports, make budgets and even save backup copies. The app also supports the use of foreign currencies and the exchange rates as well.
Price: Free
Expense Apps For Android
6. Visual Budget
Visual Budget helps you handle your personal and business accounts using advanced analysis and consolidation features. It can handle several accounts together and classify them into separate groups. You can modify category list as you want for each of your accounts, which are automatically created based on a standard model. And there will be two levels of categories/sub-categories to set your budget plan easily.
To get started, add all your expenses and income to track your daily spending. This app offers you all the information on the expenditure of your finances with detailed data and easy-to-understand graphics so you can know where your money in and out.
Price: Free
7. Money Control
Money Control is perhaps the most impressive personal app for finance on iPhone/iPad. Since it has an option of synchronising all your data with Dropbox, you can easily access on the go.
The system is simple, and it has a separate in-app purchase saves you from the sea of receipts, by just clicking a photo of your records and then adding it. Like other applications, you can also adjust budgets as needed, which will send alerts at excessive spending, as well as being able to schedule transactions, add labels to expenses, etc.
Price: Free
8. HomeBudget with Sync
HomeBudget app provides a combined set of options to help you manage your cash flow and expenses. You can set reminders for due dates and make payment on bills either as a transfer or an expense and bill list.
This app is well-built and easy to use. The categories can be easily adapted to the needs of users. You can also set a budget frame for each category and can attach images of receipts. Multiple currencies and automatic exchange rate conversion support let you handle your foreign funds.
Price: $4.99. Offering Lite version for free (20 expense entries & 10 income entries limited).
9. Next for iPhone
Thanks to its minimalist interface that allows quick access to all its functions. Next is considered one of the best budget apps for iOS. Its main characteristics do not differ from those offered by any of the applications mentioned above, although one of its disadvantages is that it does not allow adding revenue but only records the expenses that are generated in a month.
You can access your expenses and stats in multiple screens via swipe. Sync your data with iCloud not only for protection but also for easily accessing your data from other devices. Also, you can export your data to an Excel sheet.
Price: $2.99
10. Expense Tracker 2.0- Financial Assistant
Expense Tracker 2.0 app intends mainly for today’s busy individuals to get control of their expenses. It has an inbuilt financial and budgeting assistant which helps you to handle your finances at your fingerprints and gives some advice on saving money.
The app is secured through passcode or Touch ID. You will be informed of your financial report every month, with scheduled expenses such as renting house, paying bills for telephone, or any other recurring expense, etc. Hence at the end of a month you have a more specific analysis of what you spent more money on.
Price: Free
Conclusion
These are the best expense tracker apps for iPhone so that you can take all your finances in order. Though each app has pros and cons, choose the best one suit you most to easily and quickly control all your personal expenses and your home economics or even keep your business accounts with these incredible applications.
Some of them may offer the option to track your receipts. If not, you can get this list of the best receipt tracking apps for iPhone to get a great control over your money.
Other interesting tips and tricks for iOS:
How to Stop iPhone from Taking Photos in HEIC in iOS 12
How to Create an Apple ID without Using a Credit Card